This is also the day in 1513 that Spanish explorer JuanPonce de Leon landed in what became Florida. Looking for the Fountain of Youth, the explorer cleared the way for St. Augustine, the oldest continually settled community in the USA’ although he died at only 47 years of age. Conversely, only two out of ten teachers in the six states will accrue less benefit under the lowest tier pension offered by their state, compared to an idealized 401(k) style plan.…